IDFC BANK CRISIS: CASE STUDY

IDFC Bank

IDFC First Bank : Introduction The IDFC Bank ( Infrastructure Development and Finance Company Bank) is an Indian Bank with the majority of the stake with IDFC Limited which is an Integrated Infrastructure Finance Company. The IDFC crisis provides good learning opportunities to the concerned parties. IDFC Bank started its operation in October 2015 after … Read more

YES BANK CRISES: CASE STUDY

YES Bank Crisis: CASE STUDY

YES BANK: INTRODUCTION YES BANK is one of the leading private sector lenders in the Indian banking and financial system. It was incorporated in November 2003 and started its operation from August 2004 with the mission; to establish a high-quality, customer-centric, service-driven, private Indian Bank catering to the ‘Future Businesses of India’. YES BANK is … Read more

World-Renowned Economists and Their Contributions

World-Renowned Economists and Their Contributions

AMARTYA SEN Amartya Kumar Sen is an Indian Economist born on 3rd November 1933 in Santiniketan, India. Mr. Sen studied at Presidency College and Calcutta and then completed his higher degree from Trinity College in Cambridge. Mr. Sen has made contributions to welfare economics, social choice economics, economic theories of famines, decision theory, development economics … Read more

CAMEL Analysis for Banking

CAMEL MODEL FOR BANKS

CAMEL Analysis: Introduction The CAMEL analysis framework was made as part of the “Uniform Financial Institutions Rating System” and it is developed by three federal banking supervisors of the U.S. in the 1970s. The Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the currency developed the CAMEL system to provide … Read more

Theory X and Theory Y

theory X & theory Y

Introduction Professor Douglas McGregor first explained the “Theory X and Theory Y” in his book ,”The Human Side of Entreprise” in 1960. Theory X and Theory Y presents the contrasting model of human behaviours and workforce motivation. This rise to two management style: Both management styles reflect different human behaviours and approaches to motivation.  Theory … Read more

Industry Life Cycle in Mergers and Acquisitions

Industry Life Cycle in Mergers and Acquisitions

Different businesses can be at different stages of operation in a business lifecycle. Generally, there are four stages of business operation. They are: These phases of business are determined by the sales it makes over the years. All these stages have some common characteristics related to investment, sales, cost, demand and product life stages. Merger … Read more

Selecting a Target company for Acquisition

Selecting a Target company for Acquisition

Acquisition is one of the corporate restructuring techniques where one company (acquirer) obtains an effective control over the assets or management of another company (target) with or without any combination of companies. Thus in the acquisition, two or more companies may remain independent, separate entities but control of companies may change. Acquisition is a major … Read more

BANDHAN BANK CRISIS: A CASE STUDY

BANDHAN BANK CRISIS

About the Crisis On October 1, 2018 market share price of Bandhan Bank dipped nearly by 21% due to the restriction by Reserve Bank of India (RBI) on Bandhan Bank regarding the expansion of its branch operation and freezing of the salary of Chief Executive Officer Chandra Shekhar Ghosh. Reserve Bank of India (RBI)  took … Read more

Open Banking

Open Banking

Introduction Open Banking is another lead in the modern financial ecosystem. Open banking is a banking practice where data is exchanged in the financial ecosystem using application programming interfaces (APIs). APIs is a set of codes which allows two pieces of software to connect to each other for exchanging messages or data or information in … Read more