Notes Learning 
Different businesses can be at different stages of operation in a business lifecycle. Generally, there are four stages of business operation. They are: These phases of business are determined by the sales it makes over the years. All these stages have some common characteristics related to investment, sales, cost, demand and product life stages. Merger … Read more
Acquisition is one of the corporate restructuring techniques where one company (acquirer) obtains an effective control over the assets or management of another company (target) with or without any combination of companies. Thus in the acquisition, two or more companies may remain independent, separate entities but control of companies may change. Acquisition is a major … Read more
About the Crisis On October 1, 2018 market share price of Bandhan Bank dipped nearly by 21% due to the restriction by Reserve Bank of India (RBI) on Bandhan Bank regarding the expansion of its branch operation and freezing of the salary of Chief Executive Officer Chandra Shekhar Ghosh. Reserve Bank of India (RBI) took … Read more
Introduction Open Banking is another lead in the modern financial ecosystem. Open banking is a banking practice where data is exchanged in the financial ecosystem using application programming interfaces (APIs). APIs is a set of codes that allows two pieces of software to connect to each other for exchanging messages or data or information in … Read more
The Efficient Market Hypothesis (EMH) is an investment theory primarily derived from concepts attributed to Eugene Fama’s research as detailed in his book “ Efficient Capital: A Review of Theory and Empirical Work” in 1970. The EMH states that share prices reflect all the relevant information and it is impossible to beat the market or … Read more
A fixed deposit is a financial instrument provided by the banks and other financial institutions. It is a type of term deposit that yields a fixed rate of interest until the maturity of the deposit. By investing in fixed deposits, one can save and earn money from it. The rate of interest for investors is … Read more
Artile by: Nitesh Kumar Gond Finance is considered as an important aspect of any business enterprise. Funds in the form of capital are required to operate a business and to plan and execute the future projects of the business. Finance and financing are required by all the enterprises on a regular basis for its growth, … Read more
Letter of Credit or Documentary Credit Letter of Credit (LC) originated from Latin word “accreditivus” which means trust and adapted from a French word “accreditation” which means a power to do something. Letter of Credit (LC), also known as Documentary Credit (DC), is one of the most common modes of payment in international trade. It … Read more
Development Banks are those financial institutions that are involved in the promotion and development of various industries, agriculture and other government identified key sectors. Section 49 of the Bank and Financial Institutions Act, 2073 has categorized development banks as ‘Kha’ or Class ‘B’ financial institutions. The primary objective of development banks is to promote development … Read more
‘Ka’ or Class ‘A’ Banks or Commercial Banks of Nepal Bank and Financial Institution Act (BAFIA), 2073 has categorised Nepalese Banking and Financial System into four groups: ‘Ka’ Class ‘A’ Commercial Bank ‘Kha’ Class ‘B’ Development Bank ‘Ga’ Class ‘C’ Finance Company ‘Gha’ Class ‘D’ Micro Finance Company As of mid-july 2018, there are 27 … Read more