Notes Learning 
Introduction to Financial Planning Financial Planning is simply a process of identifying the financial needs and then forming strategies to fulfill those needs. It is also the process of setting, planning, achieving and reviewing life goals through the proper management of the finances. Importance of Finance Plan Process involved in Financial Planning There is no … Read more
Introduction to Ratio Analysis Ratio analysis is an analytic tool for measuring the financial performance of the organization or businesses. This analysis is also used as a diagnostic tool to find the sources of financial trouble at a company. It is generally a comparative analysis between two factors. Ratio analysis is useful for various stakeholders … Read more
Introduction Stock investment provides a great potential for growth for the investors. There are millions of individuals trading in stocks daily in different stock markets. Also, this market plays a significant role in the growth and development of commerce and industry. Stock market has also become a primary source to raise funds for business for … Read more
Introduction According to Forbes, there are about 2,755 billionaires in the world as of 2021. The World Bank, on the other hand, estimated that more than 700 million people worldwide were living on less than $1.90 per day. Economic disparity refers to the unequal distribution of money and opportunity among various groups in society. It … Read more
Introduction The term “participative management” refers to the practice of actively including organization members in all of its decision-making processes. It can also be referred to as participatory decision-making or employee involvement. This type of management system encourages the involvement of employees and stakeholders at all organizational levels in the analysis of issues, creation of … Read more
Proactive Marketing Proactive marketing also known as predictive marketing is a marketing approach that helps businesses develop marketing strategies based on data analytics. Companies that follow proactive marketing usually evaluate the performance of a marketing effort through data analysis. Based on the data, the company will then optimize its marketing plans and strategies with the … Read more
Introduction Berkshire Hathaway – an American multinational corporation holding firm, has its main office in Omaha, Nebraska. It owns over 60 businesses, including Duracell and Dairy Queen. Berkshire’s subsidiaries engage in a range of commercial endeavors. Insurance firms, a freight railway transportation company, and a collection of utility and energy producing and distribution companies are … Read more
Introduction There was a period of extreme economic suffering in the fall of 2008, which was characterized by a general downturn in housing prices, an increase in default rates and seizures, and a sharp decline in the value of home loan securities and other associated instruments. IndyMac Bank and Lehman Brothers, two significant institutions, suffered … Read more
Introduction Collective bargaining is the process through which employees negotiate terms with their employers through their unions to decide their employment conditions including salaries, benefits, hours, number of leave days, workplace health and safety standards, and strategies. In other words, it is the process by which an employer and a group of workers negotiate employment … Read more
Balance of Payments (BoP) The Balance of Payments (BoP), commonly referred to as the balance of international payments, is a list of all economic transactions that take place between entities in one nation and the rest of the world within a specific time period. In other words, Balance of Payment is a balance sheet of … Read more