Advantages of Credit Ratings

advantages of credit rating

Introduction Credit Rating can be simply defined as a data backed up opinion of rating agency which reflects the ability and willingness of the manager of debt instruments to fulfill its debt obligation when required. In simple terms, credit ratings rank the issuer and debt instruments on the basis of their ability to fulfill the … Read more

Credit Rating Agencies

credit rating agencies

Credit Rating Agencies: Concept A credit rating agency is an independent company that assesses the financial strength of debt instruments and measures the credit worthiness of large scale borrowers. A credit rating agency rate debt instruments issued by the borrower and the rating assigned to a given instrument shows the level of confidence of the … Read more

What is CREDIT RATING?

What is CREDIT RATING ?

Credit Rating: History With the growing market exposure, investors are concerned with two types of risks associated with their investments or potential ventures. The first risk associated is ‘business risk’ which is a macro risk factor which arises due to open market operation and business risk are uncertain. The second risk is ‘payment risk’ which … Read more

Comparing India and China. Who stands where? [ Updated 2022]

Comparing India and China. Who stands where

Introduction With the world economy shifting east with the rise of Asia; countries like Singapore, China, India, Japan and some of the middle-east countries are dominating the world economic activity. The profound transformation in these regions have led to the shift in economic power from western world to eastern region. China and India are the … Read more

Venture Capital in India

venture capital

Introduction The venture capital in India is still an emerging concept and is still at an introductory state. For Venture Capital firms to flourish in India, there should be a proper promotion of innovation, enterprise, commercial execution of innovative ideas, entrepreneurial culture etc. India has already entered the era of Information technology and this sector … Read more

VENTURE CAPITAL FUNDS

VENTURE CAPITAL FUNDS

Venture Capital (Firms) The era of venture capital started during the 20th century. Venture Capital emerged as a new financial method of financing. Venture Capital can be simply referred to as a contemporary source of finance for small or medium size firms or for startups for high potential projects and limited operating history. It is … Read more

PUNJAB & MAHARASHTRA CO-OPERATIVE BANK (PMC) CRISIS

PUNJAB & MAHARASHTRA CO-OPERATIVE BANK (PMC) CRISIS

Introduction: Bank Punjab & Maharashtra Co-operative Bank is a multi-state scheduled co-operative bank. It was established on 13th February 1983. The bank has 137 branches across 7 states in India. Mumbai is the main center of operation with 81 branches alone in Mumbai. The bank operates in the states of Maharashtra, Delhi, Karnataka, Goa, Gujarat, … Read more

INFRASTRUCTURE LEASING & FINANCIAL SERVICES (IL&FS): A CASE STUDY

Infrastructure Leasing & Financial Services (IL&FS)

COMPANY INTRODUCTION Infrastructure Leasing & Financial Services (IL&FS) is an Indian infrastructure development and finance company established in 1987 by *RBI registered core investment companies i.e. Unit Trust of India (UTI), Housing Development Finance Corporation (HDFC) and Central Bank of India. The main purpose of establishing IL&FS was to provide finance and loans to major … Read more