Credit Rating Agencies: Concept A credit rating agency is an independent company that assesses the financial strength of debt instruments and measures the credit worthiness of large scale borrowers. A credit rating agency rate debt instruments issued by the borrower and the rating assigned to a given instrument shows the level of confidence of the … Read more
Introduction Credit Rating can be simply defined as an data backed up opinion of rating agency which reflects the ability and willingness of the manager of debt instruments to fulfill its debt obligation when required. In simple terms, credit ratings ranks the issuer and debt instruments on the basis of their ability to fulfill the … Read more
Credit Rating: History With the growing market exposure, investors are concerned with two types of risks associated with their investments or potential ventures. The first risk associated is ‘business risk’ which is a macro risk factor which arises due to open market operation and business risk are uncertain. The second risk is ‘payment risk’ which … Read more
Venture Capital (Firms) The era of venture capital started during the 20th century. Venture Capital emerged as a new financial method of financing. Venture Capital can be simply referred to as a contemporary source of finance for small or medium size firms or for startups for high potential projects and limited operating history. It is … Read more
Introduction: Bank Punjab & Maharashtra Co-operative Bank is a multi-state scheduled co-operative bank. It was established on 13th February 1983. The bank has 137 branches across 7 states in India. Mumbai is the main center of operation with 81 branches alone in Mumbai. The bank operates in the states of Maharashtra, Delhi, Karnataka, Goa, Gujarat, … Read more
COMPANY INTRODUCTION Infrastructure Leasing & Financial Services (IL&FS) is an Indian infrastructure development and finance company established in 1987 by *RBI registered core investment companies i.e. Unit Trust of India (UTI), Housing Development Finance Corporation (HDFC) and Central Bank of India. The main purpose of establishing IL&FS was to provide finance and loans to major … Read more
INTRODUCTION VRIO Analysis or VRIO Framework is an analytical tool in the strategic planning and formulation which enables assessment, analysis and evaluation of the available resources and capabilities of the company (organization) to determine the competitive advantage of the company (organization). VRIO Framework was first developed by Jay B. Barney in 1991 in his work … Read more
Corporate Restructuring Techniques: Divestment Techniques Corporate Restructuring is a strategic decision. It is an action taken by a corporate to significantly modify the financial and operational aspects of the company, usually when the business is facing financial stress. Also, Corporate Restructuring can also be considered as the process of changing the business operations and business … Read more
Introduction to Corporate Restructuring Corporate Restructuring is a strategic decision. It is an action taken by a corporate to significantly modify the financial and operational aspects of the company, usually when the business is facing financial stress. Also, Corporate Restructuring can also be considered as the process of changing the business operations and business portfolio … Read more
Definition: Market Risk Market risk is the risk of losses to the business or firms arising from movements in market prices as a result of changes in interest rates, foreign exchange rates, and equity and commodity prices. There are two major components of market risks; General Market Risks and Specific Risks. General Market Risks also … Read more