Introduction Operational Risk is the uncertainty of loss resulting from insufficient, incompetent and failed internal process, people and system or from any external environment events. It includes legal risks, human error, intentional frauds, technical errors, gap in operation etc. Operational Risks are the least cared and understood and most challenging risk to measure, handle and … Read more
Introduction Corporate Restructuring is a strategic decision. A corporate takes action to significantly modify the financial and operational aspects of the company through corporate restructuring, usually when the business is facing financial stress. Also, Companies change their business operations and business portfolio in order to assess more profitable business options through the process known as … Read more
Introduction The word cryptocurrency comes from the ancient Greek word ‘kryptós’ which means hidden or private. A cryptocurrency is a digital currency or a virtual currency that uses cryptography for security. Cryptocurrency, to understand, is virtual cash or coin. The introduction or invention of first cryptocurrency is still mysterious. In November of 2008, Satoshi Nakamoto, … Read more
Introduction Working capital is simply the difference between the current assets of the company: current assets may include stocks of raw materials, work-in-progress and finished goods, debtors, short-term investments and cash and the current liabilities of the company: trade creditors, overdrafts and short-term loans. A working capital decision is a short term decision and basically … Read more
World Bank Group has defined Corporate Governance as the structures and processes by which companies are directed and controlled.
Concepts Finance manages the pool of money. Therefore, the very nature of the industry demands that there should be high trust between members and the companies managing the pool of money. Despite all this awareness, there are financial crises where people lost their invested money and trust for the participants of the financial industry. The … Read more
BEHAVIOURAL FINANCE Mental Accounting is the set of cognitive operations used by individuals and households to organize, evaluate, and keep track of financial activities. It is one of the Heuristics i.e. mental shortcuts to make a judgment. Mental Accounting was proposed by Richard Thaler. He has Nobel Prize for his contribution to Economic Sciences.
Introduction Personal Finance is a modern concept of planning and managing personal or financial activities. It generally covers concepts such as income and spendings, savings, investments, insurance, etc. from individuals’ perspective. It is an application of financial concepts in financial decisions at an individual level at different stages of life. Personal finance involves analyzing financing … Read more
INTRODUCTION Capital structure refers to the combination of debt and equity sources of financing in the business. Capital structure is the mix of the long-term sources of funds used by a firm. It is made up of debt and equity securities and refers to permanent financing of a firm. Debt and Equity are used in … Read more
Introduction Equity is generally referred to as shares, which is the capital vested by owners in the business. It is also the difference between the assets of the company and the liabilities it holds. Equity refers to ownership in the business i.e. the equity holders are the rightful voters in the decisions of the company, … Read more